One number. The real cost difference between a nanny and daycare — planned expenses and the unexpected ones, all in one place.
Sources. Nanny hourly rates: Seattle market data, full-time one-child rate ($30–32 range, Feb 2026). Additional-child rate reflects local nanny share premiums. Daycare hourly rates: Shortlist provider database, avg cost/hr for center-based providers with verified pricing (March 2026). Age-based multipliers (infant +35%, preschool −15%) derived from typical center pricing tiers. Employer tax estimates: IRS household employer guidelines (2025). Sick day and backup care costs: Shortlist parent survey data and calculation engine.